09th July 2020

The UK’s Best and Worst Credit Score Hotspots Revealed

During lockdown (March-June 2020), search trend data shows the term 'how to improve credit score' had risen by almost 27% compared to the same period last year.

The good news is UK credit scores have risen by one point and remained stable, putting consumers in a good position for the rest of 2020. 

Using two of the biggest credit agencies, Share to Buy have calculated and mapped out the average credit score data to reveal where the country's best and worst scorers live, and who tops the national average of *570.

The analysis revealed:

Best Credit Score Area in the Country

Oxfordshire has the highest average credit score in the country at 1258, over two and a half times the national average of 570.

Highest Credit Score Areas:

Oxfordshire:       1258

Surrey:                1255

Dorset:                1239

Hampshire:        1236

Berkshire:           1236

Worst Credit Score Area in the Country

Nottingham has the lowest average credit score at 1104, 154 points lower than Oxfordshire.

Lowest Credit Score Areas:

Nottinghamshire:            1104

County Durham:              1112

Leicestershire:                  1117

Yorkshire:                          1119

Lancashire:                        1132

Commenting on the average credit score analysis, Nick Lieb, Head of Operations at Share to Buy says

“Many people have been asking us what constitutes a good credit score when trying to buy a home. The topic is more relevant than ever right now as we navigate our way through the uncertainty of the last few months, but with so many variables, and credit score companies all calculating scores differently, it's not an easy question to answer.”

The map and release are attached below – would you be interested in sharing these with your readers?

To find out more on the data including the full top ten credit score areas you can find this through here: https://www.sharetobuy.com/news/mapped-average-credit-scores-uk/


pr of the day tb 09.07.2020



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